Landlord Insurance (27 Jun 2006) Information on to why a landlord should take out insurance for their rental property...
How To Switch Car Insurance Companies (27 Jun 2006) There are many reasons why you may choose to move your auto insurance coverage to another company. Nowadays, many insurance companies provide 24-hour rate information through their toll-free numbers or websites, so investigating your options has never been easier...
Term Life Insurance (27 Jun 2006) Overview of term life insuransurance, including features, pitfalls, and why consumers should deal with a broker.
A New Health Care Financing Solution (27 Jun 2006) In this era of creative financing and cost management tools, many employers are looking for new ways to help employees finance their health care expenses.
Hurricane Insurance Claims (27 Jun 2006) Many homeowners along the Gulf Coast have spent decades making saving up and making mortgage payments on their homes.
New Health Insurance Policy: Understand What You Are Paying For (27 Jun 2006) Insurance policies are simple to understand if you understand the language they speak. If you don't speak their language, which most of us do not, then you will surely get lost.
Cheap Car Insurance: Factors that Affect Your Car Insurance Rates (27 Jun 2006) When it comes to auto insurance rates, who you are determines what you pay. Automobile insurance premiums are based on a large number of factors, some of which you can control, and some of which, alas, are incontrovertible facts of life.
Bottom Line Health (27 Jun 2006) Choosing a health plan is not as easy as it used to be. The distinctions among health plans have begun to blur as health benefit companies compete for your business. Although there is no "best" health benefits plan, there are carriers that are a better fit than others for your business and your employees' health care needs.
Guiding Principles (27 Jun 2006) Helping employees get answers to their personal health benefits questions is a common responsibility for benefit administrators (BAs).
Benefits Planning (27 Jun 2006) It's never too early to begin planning how health insurance benefit plans will be designed and paid for, and what role you, as an employer, will continue to play in the process.
Worksite Wellness (27 Jun 2006) Employers increasingly are realizing the value that worksite wellness programs deliver as an effective tool to
improve employee health, increase productivity, reduce absenteeism and lower health care costs.
Start Spreading the News (27 Jun 2006) For most companies, open enrollment is a 30-day period in which employees have the opportunity to select their benefits for the next year.
Making Changes to Your Enrollment Roster (27 Jun 2006) Health insurance companies face increasing pressure to stay competitive in today's marketplace. Having a competitive stance goes beyond offering affordable health benefits packages — it also involves having superior service, such as an efficient
billing and enrollment process, that provides a hassle-free experience for customers.
Insurance Rate Methods (27 Jun 2006) The price of insurance depends ultimately on the risk the insurer is taking on on behalf of the customer. Simply put, this will depend on the chance of the insured event occurring, and the likely cost of the outcome. The way insurers calculate this risk, and quantify the amount of the premium, is through the use of what is known as actuarial science.
10+ Tips to Help You Save on Car Insurance (27 Jun 2006) Most people complain about the cost of their auto insurance--hardly surprising, given that a typical policy costs at least several hundred dollars a year. Depending on your age, driving record, and other factors, your annual premium can be significantly more than that. So how can you lower your premium and save yourself money?
Using The Right Medical Billing Code For Home Dialysis (27 Jun 2006) A simple, but crucial medical billing change has recently occurred. Beginning on October 1, 2005, the Medicare durable medical equipment regional carrier (DMERC) will no longer accept the diagnosis code 585.0...
Educated Choice (27 Jun 2006) How to control health care costs continues to dominate discussions among benefit administrators, chief financial officers, CEO's, insurance brokers and health benefit companies. When you lower your costs, your employees often react by thinking they will receive fewer benefits. Offering a choice of plans, having a sensible contribution strategy and providing employee education can hold costs down and satisfy employees.
Fixing Health Care (27 Jun 2006) The cost of health insurance continues to climb unabated. AS the number of uninsured in America swells to 45 million people, many look to our political leaders for answers and relief.
Liability Insurance for Beginners (27 Jun 2006) Liability insurance, also commonly known as public liability insurance is something that all self-employed persons should consider even as early as when writing their business plan. Liability insurance should be considered a necessity for all self employed people whether they are manual, clerical or a professional trade who wish to protect their business.
Save Money On Auto Insurance (27 Jun 2006) A gecko wants to provide insurance coverage for your cars, but before you make the switch I have 5 tips that can bring about significant savings via your current provider.
